Uninsured or Underinsured Motorist Insurance Coverage and How It Can Benefit You

UM ArticleUninsured or Underinsured Motorist insurance is a coverage option designed to protect you and your family in the event you get struck by a driver who has little or no insurance. This type of coverage is important because it lessens the financial burden that arises if you or others covered by your insurance policy get into a serious car collision that results in severe injury. At times, drivers overlook the benefits of Uninsured or Underinsured Motorist insurance. This is because most drivers have Bodily Injury coverage or insurance which pays for wage loss, medical expenses, and future pain and suffering for parties injured as a result of their negligence. However, while this type of coverage is encouraged, it is not required for drivers to obtain Bodily Injury insurance under Florida law.  As you may be aware, the medical bills that accrue following serious accidents are expensive and difficult for injured drivers to handle without proper insurance. Even if the other party involved in a motor vehicle accident has Bodily Injury coverage, their policy limits may be insufficient to cover your expenses. Opting for Uninsured or Underinsured Motorist insurance is a proactive means of ensuring that you and your family are covered if you are involved in a serious accident. If you have recently been injured in a motor vehicle accident, call The Law Office of Ameen and Shafii at 813-436-4357. Mustafa Ameen, Esquire, is an experienced Tampa Bay Personal Injury Attorney who is ready to handle your case today.

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